This Texas paycheck calculator estimates your take-home pay for each paycheck in 2026. Texas does not tax wages, so the only deductions are federal income tax, Social Security, Medicare and any pre-tax benefits such as a 401(k) or health insurance.
Taxes on a Texas paycheck
- Federal income tax, based on the 2026 IRS brackets and your filing status.
- Social Security: 6.2% of wages up to $184,500.
- Medicare: 1.45% of all wages, plus 0.9% on wages over $200,000.
- No state income tax: the Texas Constitution bars a personal income tax, and voters added a further ban in 2019.
- No local income tax in any Texas city.
Texas employers pay state unemployment tax, but nothing is withheld from employees for it.
2026 federal income tax brackets
| Rate | Single | Married filing jointly | Head of household |
|---|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 | $0 – $17,700 |
| 12% | $12,401 – $50,400 | $24,801 – $100,800 | $17,701 – $67,450 |
| 22% | $50,401 – $105,700 | $100,801 – $211,400 | $67,451 – $105,700 |
| 24% | $105,701 – $201,775 | $211,401 – $403,550 | $105,701 – $201,750 |
| 32% | $201,776 – $256,225 | $403,551 – $512,450 | $201,751 – $256,200 |
| 35% | $256,226 – $640,600 | $512,451 – $768,700 | $256,201 – $640,600 |
| 37% | Over $640,600 | Over $768,700 | Over $640,600 |
Standard deduction for 2026: $16,100 single, $32,200 married filing jointly, $24,150 head of household. Social Security is 6.2% of wages up to $184,500, and Medicare is 1.45% of all wages plus 0.9% on wages over $200,000.
Worked example
A single employee in Texas earning $75,000, paid every two weeks, with 5% going to a 401(k) and $2,400 a year in health premiums, takes home about $2,191.50 per paycheck, or $56,979 a year.
Where Texas collects its taxes instead
Without an income tax, Texas relies more on sales and property taxes. The state sales tax is 6.25%, and cities, counties and special districts can add up to 2%, for a maximum of 8.25%. Texas property taxes are among the highest in the country, which matters if you plan to buy a home.
Frequently asked questions
Does Texas have a state income tax?
No. Texas does not tax wages or other personal income, and its constitution prohibits a personal income tax.
What taxes come out of a paycheck in Texas?
Federal income tax, Social Security (6.2%) and Medicare (1.45%), plus any deductions you choose, such as 401(k) contributions and health insurance.
How much is $75,000 a year after taxes in Texas?
For a single filer contributing 5% to a 401(k) with $2,400 of pre-tax health premiums, about $57,000 a year, or roughly $2,190 every two weeks.
Is the Texas sales tax high?
The combined rate can reach 8.25%, which is above the national average, because the state uses sales tax to make up for having no income tax.
Do I pay state tax if I live in Texas but work remotely for a company in another state?
Generally no, because your wages are earned where you do the work. A few states have special rules, so check with a tax professional if your employer withholds another state’s tax.
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Sources
Last reviewed: October 2026 against official government sources. This calculator gives estimates for education only and is not tax advice.