This BC income tax calculator works out your 2026 take-home pay in British Columbia after federal tax, BC provincial tax, CPP and EI. It uses BC’s 2026 rates, including the lowest rate of 5.6%.
2026 BC tax brackets
| Taxable income | BC rate |
|---|---|
| Up to $50,363 | 5.60% |
| $50,363 – $100,728 | 7.70% |
| $100,728 – $115,648 | 10.50% |
| $115,648 – $140,430 | 12.29% |
| $140,430 – $190,405 | 14.70% |
| $190,405 – $265,545 | 16.80% |
| Over $265,545 | 20.50% |
The province raised its lowest rate from 5.06% to 5.60% for 2026 and increased the brackets by BC inflation of 2.2%. The BC basic personal amount is $13,216, credited at 5.6%.
2026 federal tax brackets (all provinces)
| Taxable income | Federal rate |
|---|---|
| Up to $58,523 | 14% |
| $58,523 – $117,045 | 20.5% |
| $117,045 – $181,440 | 26% |
| $181,440 – $258,482 | 29% |
| Over $258,482 | 33% |
CPP is 5.95% of earnings between $3,500 and $74,600, CPP2 is 4% between $74,600 and $85,000, and EI is 1.63% of earnings up to $68,900.
Worked example
On a $70,000 salary in BC, you would pay about C$7,488 in federal tax and C$3,294 in BC tax, plus $3,956.75 in CPP and $1,123.07 in EI. Take-home pay is about C$54,138 a year, or C$4,512 a month.
Frequently asked questions
What are the BC tax brackets for 2026?
5.6% up to $50,363, 7.7% up to $100,728, 10.5% up to $115,648, 12.29% up to $140,430, 14.7% up to $190,405, 16.8% up to $265,545 and 20.5% above that.
Did BC raise income tax in 2026?
Yes, at the bottom. The lowest provincial rate went from 5.06% to 5.60% for 2026, which increases tax slightly for most taxpayers.
What is the top marginal tax rate in BC?
53.5% on income above $265,545 in 2026, combining the 33% federal rate with BC’s 20.5% rate.
Does BC have a health premium?
No. BC eliminated Medical Services Plan premiums in 2020.
Is the BC tax reduction included?
No. The BC tax reduction credit helps lower-income earners, so people with low incomes may pay less than shown.
Related calculators
- Canada Income Tax Calculator
- Ontario Income Tax Calculator
- Alberta Income Tax Calculator
- Sales Tax (GST/PST) Calculator
Sources
- Province of British Columbia: Personal income tax rates
- Canada Revenue Agency: Tax rates and income brackets
- CRA: CPP contribution rates and maximums
Last reviewed: October 2026 against official government sources. This calculator gives estimates for education only and is not tax advice.