💳 Worried about credit card debt? Use our Credit Card Payoff Calculator to find out how long it will take to clear your balance and how much interest you’ll pay. Just enter your card balance, APR (interest rate), and monthly payment — and we’ll show your total repayment timeline and cost. Whether you’re planning to pay aggressively or just keeping up with minimums, this tool helps you plan better and save money on interest.
Credit Card Payoff Calculator
FAQs
It’s a tool to help you calculate how long it will take to pay off your credit card debt based on your balance, interest rate, and monthly payments.
APR (Annual Percentage Rate) is the interest your credit card charges annually. You can usually find it on your billing statement or credit card provider’s website.
Yes! It shows how much you’ll pay in interest over time. You can increase your monthly payment in the tool to see how much you could save.
This version is for one card at a time. For multiple cards, use the tool separately for each or explore a future "Debt Snowball Calculator."
Yes — completely free, no signup required, no limits
